- (07) 5448 8389
- (Mon-Fri) 8:00am-4:00pm
- (07) 5448 8389
- (Mon-Fri) 8:00am-4:00pm
Up to 110 days Interest Free on Mastercard transactions
No foreign transaction fees for online and overseas purchases
Check out some of our frequently asked questions
Anyone can apply for a Humm90 Mastercard as long as they;
• Are 18 years old
• Earn over $25,000 p.a.
• Are an Australian Citizen or permanent resident
• Have a clear credit file
There are three different APR’s that you may be charged on your humm90 Mastercard.
• The Expired Promotional Rate, currently 26.49% p.a., which applies to any outstanding balance that was subject to a Promotional Rate (i.e. an Interest Free offer through a retail partner) at the end of the promotional period.
• The Card Purchase Rate, currently 26.30% p.a., which applies to any humm90 Mastercard transactions that were not subject to or paid off within any applicable Interest Free period.
• The Cash Advance Rate, currently 26.49% p.a., which applies to any outstanding Cash Advances from the date of the Cash Advance and dishonoured payments from the date of the dishonour.
Customers who pay out their account before the Interest Free period do not incur an early payout fee. It’s completely up to you if you want to pay off your purchase sooner or later.
There are three ways that you can make repayments to your humm90 Mastercard:
• Direct debit from your nominated bank account on your statement due date
• BPAY
• One time, weekly or fortnightly repayments through humm90 Self Service
Yes. The next time you wish to shop and take advantage of an Interest Free offer at participating humm90 retailers, simply have your Customer ID handy, and present this to the sales consultant. Your Customer ID can be found on the back of your humm90 Mastercard.
The Store will process and additional purchase for you. For all other purchases at non-humm90 retailers, simply use your humm90 Mastercard to make your purchase to take advantage of 110 days Interest Free and no repayments on every humm90 purchase.
humm®90 provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Up to 60 months interest free to approved applicants only. Fees and charges apply, including a $99 annual fee that applies on account opening. Applicants who enter into their credit contract on or after 1 October 2024 will be charged a monthly fee of $9.95 instead of an annual fee, and existing customers will be transitioned on a rolling basis. T&Cs and minimum finance amount applies. For Long Term Interest Free purchases: required payments must be made by the due date each month, otherwise interest at the humm90 Expired Promotional Rate (currently 26.49% p.a.) applies. ^For other purchases: Minimum monthly payments required. Up to 110 days interest free can apply (excluding purchases we treat as cash advances), interest at the humm90 Purchase Rate (currently 26.30% p.a.) applies if purchase amount not repaid in interest free period or if other interest free criteria are not met. All fees, charges and interest rates are current as at July 2024 and can change. See https://www.humm90.com/au/ for current fees, charges and interest rates. Credit provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.
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